Brett Shoemaker, Broker Owner at Kingdom Mortgage LLC
LOAN PROGRAMS
The most popular home financing option in America. Flexible terms, competitive rates, and the traditional mortgage solution trusted by millions of borrowers.
Conventional loans are traditional mortgages not backed by government agencies like FHA, VA, or USDA. They offer the most flexibility and are ideal for borrowers with good credit and stable income. As the backbone of American home financing, they represent over 75% of all mortgage originations.
Traditional financing with flexible terms.
Lower DTI ratios typically qualify for better interest rates and terms.
Explore your conventional loan options and find the perfect financing solution.